Heloc Rates For 2025. After interest rate cuts 03:49. Best heloc loans and rates of 2025 moneygeek reviewed 17 lenders and found aven, pnc bank and td bank have the best heloc rates.

According to recent data from the wall street journal, the average heloc rate in 2025 hovers around 7.5% to 8.5% for most borrowers. A heloc allows homeowners to access home equity to consolidate debt or tackle a big ex.